Pinnacle Pet Healthcare Insurance

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Pinnacle Pet Healthcare – Lifetime protection for your pet

There are three main ‘kinds’ of pet insurance which are offered in the marketplace. When a pet falls ill, the amount of money received towards treatment and the length of time the insurance company pays for this treatment depends on the kind of protection purchased.

Pinnacle Pet Healthcare offers ‘LIFE-TIME’ insurance for cats, dogs and rabbits, which pays out year after year, regardless of how long a pet is ill for or how old it lives to be. There is up to £6,000 towards veterinary treatment available per year for the life of the pet.

There are three levels of cover offered by Pinnacle Pet Healthcare and all of them offer pets protection for life:

• Pinnacle Pet Healthcare ‘Premier’ gives up to £6,000 per year vets fees, for life.
• Pinnacle Pet Healthcare ‘Classic’ gives up to £4,000 per year vets fees, for life (with £1,000 maximum per claim reason, per year).
• Pinnacle Pet Healthcare ‘Vital’ gives up to £2,000 per year vets fees, for life (with £500 maximum per claim reason, per year).

Lower cost pet insurance providers often offer what is known as ‘Per-condition’ or ’12 month Per-condition’ insurance.

Per-condition insurance limits the customer to a fixed maximum amount of money for their pet’s treatment, per condition. Once this fixed amount is used up, regardless of whether the pet still requires treatment, that condition is barred from the policy and ultimately the customer is left paying for their pet’s treatment themselves.

12-month Per-condition insurance limits the customer to a fixed amount of money for their pet’s treatment, per condition and they can only claim on that condition up to 12 months from the first occurrence. Again, if the full sum available has not been used up, that condition is barred from the policy and the customer is left paying for their pet’s treatment themselves.